Companies We Represent
Exceptional Quality
Great American Insurance Group
Claims: 1 (800-331-0211
Service: 1 (800) 545-4269
Bascule Underwriting
Claims: 1 (877) 474-5006
Service: 1 (877) 474-5006
American Equine Insurance Group
Claims: 1 (800) 783-9418
Service: 1 (847) 836-7787
Nationwide
Claims: 1 (800) 421-3535
Service: 1 (877) 669-6877
Auto-Owners Insurance
Claims: 1 (888) 252-4626
Service: 1 (800) 288-8740
Markel
Claims: 1 (800) 362-7535
Service: 1 (800) 446-6671
FAQ's
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Why Should I Insure My Horse?
You should insure your horses to protect yourself against the possibility of losing them to various causes, which could leave you in financial distress. Too often, unexpected incidents or medical emergencies take place that, without insurance, you may be unable to accommodate, leaving both you and your horse in undesirable situations.
If I operate a boarding facility, what other liability insurance should I consider?
In addition to the Commercial Equine Liability insurance, you should also consider including the Care, Custody or Control (CCC) Liability insurance. CCC insurance will cover you if someone else’s horse is injured or dies while in your care. It covers the cost of defense for legal action as well as the loss or reduction in the value of their horse. The Care, Custody or Control Liability policy will pay up to the policy limit for the death or injury to non-owned horses in your care.
I’m concerned about being able to pay the vet bills if my horse becomes ill or has an injury. What types of coverages are available?
If your horse is between the age of 31 days and 20 years, you should consider adding medical coverage to your mortality policy. This coverage will reimburse you for covered veterinary costs (both medical and surgical) in the event your horse has an injury, illness, accident or disease.
Why should I consider replacing my Homeowner’s policy with a Farm/Ranch Owner’s policy?
A farm/ranch owner’s policy is specifically designed to include the insurance on not only your residence, but all other farm buildings or tenant’s dwelling on your property. Your barn will be insured at its replacement cost. Each building will be insured for its actual use. This policy can also provide insurance on your farm equipment, such as expensive tractors, as well as your household personal property. Both your personal and equine liability is included providing liability protection for all of your horse related activities.
Need a Copy?
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Equine Statement of Health Form
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